Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J. Brock is a CFA and CPA with more than 20 years of experience in various areas ...

Have you ever wondered about the difference between an authorized user and a joint account holder for your credit card? It’s a commonly asked question with a not-so-simple answer — and the details ...

Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis and news at the intersection of tech, personal finance and consumer sentiment. Dashia investigates economic ...

With the right strategy and responsible spending, credit cards can help you build credit, earn rewards, and more. Learn how credit cards work, what interest rates they charge, and how to use your ...

You won’t be affected if your authorized user files for bankruptcy. But if your joint account holder files, you could be. Many or all of the products on this page are from partners who compensate us ...

Being an authorized user on another person's credit card can help you establish your credit history. Parents might add their children to help launch them into adulthood. Or spouses may share an ...

Libby Sweeney is a former credit cards editor for Forbes Advisor. Her previous experience writing and editing content for readers to better understand includes both the world of sports and data ...

Credit cards let you borrow money from a bank under the agreement that you'll repay it by your bill's due date or incur interest charges. The ability to buy now and pay later outmatches other forms of ...

Being an authorized user on another person’s credit card can help you establish your credit history. Parents might add their children to help launch them into adulthood. Or spouses may share an ...

Anya is a freelance credit cards writer and adventurer based in Salt Lake City. She has written about award travel, rewards credit cards and personal finance extensively for NerdWallet, 10xTravel and ...