Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry. She ...

Lenders use your credit score to decide whether or not to extend you credit and at what terms. Those scores are calculated based on information from your credit report — including your payment history ...

Most credit scores that lenders use in the United States range from 300 to 850. And when people talk about achieving the “highest” credit score possible, they’re usually talking about the ever-elusive ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. A good credit score can help you get ...

A credit score is a three-digit number in a range from 300 to 850 that is determined by your credit history. Lenders use it to gauge your ability to pay back a loan. What is a good credit score? A ...

It's the Holy Grail of all credit scores: 850. On the widely used FICO credit score scale, approximately one in every 200 people achieves perfection, at least as of a 2010 estimate by the Fair Isaac ...

Becoming a prime borrower is a good financial goal to have. And if you're already there, maintaining your score will pay off. Those with prime credit have an easier time getting approved for new ...

This article was first published on NerdWallet.com. Without a high credit score, you won’t qualify for the best mortgage rates available, which could mean you’ll end up paying more money over the term ...

Clark Howard, a prominent consumer finance expert, entrepreneur, author and radio host, challenges the conventional wisdom that striving for an 800 credit score (or higher) is a universally wise ...

You don’t need some magic credit score to get a car loan. Most people and most credit scores — good or poor — can get one. The catch is that, as a rule, a lower score means paying a higher interest ...

How many Americans have a perfect 850 credit score? In many sports, it's possible to play a game that can be counted as "perfect." Knock down 120 pins with 12 bowls in 10-pin bowling and you've bowled ...