For those who lost their homes to the wildfires around Los Angeles, filing for an insurance claim is one of many tasks to take care of in the aftermath.

As a result, America’s home insurance market is increasingly distorted, said Ishita Sen, a professor of finance at Harvard Business School who studies why insurance rates diverge from risk. In ...

Learn how to use a home insurance calculator in 2025 to estimate your homeowners insurance costs and find the coverage that provides the most value.

The state-backed nonprofit home insurance company was set up to be an insurer of last resort for those who can’t find coverage in the private market.

The struggle to get and keep home insurance has been plaguing areas prone to floods and wildfires. Severe thunderstorms are also hiking home insurance premiums across the Great Plains and Midwest ...

State Farm plans to increase home insurance rates in Illinois by 27% due to rising replacement costs and severe weather events, adding to nationwide housing affordability concerns.