When determining your budget for buying a home, it's important to look past the sticker price. After all, unless you're buying a house with cash, the amount of money you'll pay on your home loan will ...

(NewsNation) — Mortgage rates are at their lowest level in two years — and could fall further — but interest payments are just one of the costs that come with a mortgage. Buyers also have to take into ...

One major factor lenders consider when reviewing your mortgage application is your debt-to-income ratio (DTI). Essentially, how much of your paycheck goes toward paying down debts. A lower DTI tells ...

Buying your first (or next) home is an exciting time. Whether you’re buying a starter home or your dream home, it’s an amazing feeling to get the keys and walk into a place that you finally own. But ...

Dori Zinn has been a personal finance journalist for more than a decade. Aside from her work for Forbes, her bylines have appeared on CNET, Yahoo! Finance, New York Times, Quartz, Inc. and more. She ...

Get guidance from trusted mortgage experts. If your budget feels tight each month or you aren’t reaching your savings goals, a too-high mortgage payment might be to blame. Thankfully, there are ways ...

Housing is the biggest expense most Americans face each month, often taking up a third of their budget. If your mortgage is too large a piece of the pie, there are numerous ways to lower housing costs ...

The homebuying process can be daunting and exhausting. Once you’ve found your mortgage and gone through the closing process, that headache is lifted. But then you have the next step of managing and ...

To get a lower mortgage payment, you’ll likely need to focus on modifying the principal, interest, taxes or insurance you pay. You might choose to refinance or recast your mortgage to make the monthly ...

David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...

Aaron Broverman is the Managing Editor of Forbes Advisor Canada. He has almost 20 years of experience writing in the personal finance space for outlets such as Bankrate, Bankrate Canada, ...

One of the biggest financial hurdles in real estate investing is the down payment. Unlike primary residences, investment properties typically require a larger upfront cash commitment—usually 15% to 25 ...