Each point will knock your interest rate down by 0.25% to as much as 0.5% (depending on the lender and the specific base rate ...

Mortgage points, also called discount points, are prepaid interest you pay at closing in exchange for a lower interest rate on your mortgage loan. Although points require more cash upfront, prepaying ...

With thousands of credit cards available in the U.S., it’s very challenging for new offers to make a mark. Fintech company Mesa aims to turn heads by targeting a massive, untapped demographic: ...

Homebuyers may see mortgage rates fall before December's Fed decision as lenders preemptively cut offers. Rate relief could ...

The average interest rate on a 30-year, fixed-rate mortgage jumped to 6.19% APR, according to rates provided to NerdWallet by ...

Don't accept the first rate you're quoted. With mortgage rates at 1-year lows, these six strategies — from credit tweaks to ...

The 10-year Treasury yield jumped by 8 basis points on Monday to 4.09%, wiping out in one day the entire decline of last week ...

Heading into this week's Federal Reserve meeting, mortgage rates declined to the lowest levels of 2025. Here's what that ...

Tax Form 1098 tells the IRS how much mortgage interest you paid last year. You may be able to deduct this amount on your Schedule A. Not all mortgage interest is tax deductible. If you have a mortgage ...

Falling interest rates have pushed servicer refinance retention to a 3.5-year high, per ICE Mortgage Technology's December ...

On Dec. 10, the Federal Reserve voted to lower the federal funds rate by 25 basis points. A basis point is one one-hundredth of a percentage point. Mortgage lenders had been expecting a cut, and ...