Ben Gran is a freelance contributor for Forbes Advisor on banking. He also writes for The Ascent (a Motley Fool service), where he covers insurance, credit cards, personal finance and investing. Ben ...

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Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

If you purchase an independently reviewed product or service through a link on our website, Rolling Stone may receive an affiliate commission. The U.S. Open has almost arrived in New York City, with ...