Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Most people won’t receive the maximum Social Security benefit — and not because they don’t work hard enough. It’s because the formula is built to reward 35 years of very high earnings, plus delaying ...

Matt Frankel, CFP, is a contributing Motley Fool stock market analyst and personal finance expert covering financial stocks, REITs, SPACs, and personal finance. Prior to The Motley Fool, Matt taught ...

Several factors affect your Social Security benefits, especially during the current unpredictable economy, and your salary is ...

A deductible is the amount you'll have to pay for medical care at the beginning of your insurance policy. The out-of-pocket max is the most you'll pay for medical expenses in a year. For each policy ...

401(k) matches are capped by IRS at $350,000 of income in 2025, increasing to $360,000 in 2026. Employees can contribute up to $23,500 in 2025, with a $7,500 additional catch-up if over 50. High ...