The average American will spend $1.8 million paying off debt. Find out where that money goes and how your state compares ...

And here's what it would have cost buyers in January 2025, before any Fed rate cuts were issued for the year: ...

When interest rates fall, you may want to refinance your mortgage. But can you explain what you hope to get out of refinancing? “If you want to refinance, I say, ‘Well, what do you want to do? What do ...

For the everyday homebuyer, balloon mortgages are a relic of the past — and for good reason. This type of mortgage was widely used in the lead-up to the 2008 financial ...

The Financial Conduct Authority (FCA) will consult on a range of changes to mortgage lending rules in 2026 to help underserved borrowers ...

One big caveat: Under Internal Revenue Service rules, the interest rate that you and your mom set for the loan needs to be above a certain threshold. There are several federal rules that you need to ...

In July, a judge gave the court-approved receiver of Pyramid’s Walden Galleria near Buffalo permission to hire Spinoso to ...

Dozens of homeowners who were victims of the Palisades and Eaton fires allege that their banks and mortgage services aren't ...

Having a strong, stable income will also improve your borrower profile and put you in a good position to negotiate. Having ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Mortgage Research Center. Rates averaged 5.37% for a 15-year financed mortgage and 6.09% for a 20-year financed mortgage.

Explore current mortgage rates and what they mean for homebuyers.