RICHARD GUILBEAU | BUSINESS FUNDING EXPERT on Instagram: "You don’t always need income docs to get funded what you do need is a clean credit profile. PNC, Key Bank, and M&T all offer no-doc business lines and credit cards, but here’s the catch: they pull your Experian or Equifax report. If your credit is messy, the approvals don’t happen. That’s why fixing your credit isn’t just about a score it’s about unlocking access to six-figure funding without jumping through income hoops. #businessfunding