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So you paid off your mortgage… congrats. But here’s the hard truth… Even with your home 100% paid off, you’re not done paying. 🏡 You still owe: — Property taxes (which increase as your home appreciates) — Homeowners insurance — Utility bills, HOA dues, and maintenance — And in Idaho, unexpected repairs thanks to wild winters and shifting soils 🧊 And if your only “retirement plan” is that your house is paid off? You might be equity-rich… but cash-poor. Here’s what smart Idaho homeowners are doi
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